Health & Accident Insurance
All student studying abroad must have a health insurance specifically designed for study abroad. Generally, the health insurance that you have in the U.S. does not have the special features needed by you while abroad. Note that loss arising from participation in high-risk activities such as scuba/sky diving, hang gliding, bungee jumping, zip lining, etc. is not likely to be covered by insurance.
All students on Loyola-sponsored exchange/study abroad programs will have health insurance through the Lewer Agency, unless exempted*, and will have a card and information prior to their departure. For more information on insurance for Loyola programs and claim forms, please go to the insurance page. The study abroad insurance is mandatory and students cannot opt out of coverage. As of Fall 2021, the Lewer bills $88/month for each month of the duration or your Loyola Exchange/Study Abroad program for LewerMark's Gold Plan. Higher limits are available.
Please note that some countries (e.g., Australia, France, Germany) require that students participating in study abroad programs purchase local health insurance in that country, in addition to the LewerMark insurance that Loyola requires. Students are responsible for purchasing this insurance if it is a requirement for the country where they will be studying. See the program budget sheets for more information.
*Exemptions: Students attending the following programs will have to purchase an insurance through the host institutions/organizations. These plans meet Loyola's requirements so students will not be required to purchase LewerMark insurance:
- Radboud University
- ISEP Program Health Insurance - If going through ISEP, you will be required to purchase the ISEP health insurance
- Student attending non-Loyola programs will have health insurance through their program provider
Students studying abroad on these programs are not required to purchase LewerMark insurance, however LewerMark insurance is available to any student studying abroad. To purchase LewerMark insurance, contact email@example.com.
Please note: Some of the insurance policies that are required for students studying abroad on Loyola programs in Spain, the Netherlands and New Zealand do not include repatriation and/or medical evacuation to the U.S. (or home country). Please review the insurance policy carefully. If repatriation and/or medical insurance is not covered, and you do not have this coverage already through your own (domestic) insurance plan, please purchase an additional standalone repatriation and medical evacuation plan, such as Global Plus Travel: https://www.acsa-travelsolutions.com/enroll-now.
Domestic Health Insurance Requirement
Additionally, Loyola requires all students to maintain domestic health insurance coverage while abroad. This requirement applies to all students on a Loyola-sponsored study abroad program. This means that for the duration of your program, you must maintain a domestic insurance policy as well as a study abroad insurance policy. Unforeseen events may cause you to return to the U.S. or home country earlier than originally intended--perhaps even with a medical condition requiring treatment--in which case it is imperative to maintain adequate domestic medical coverage even while studying abroad. The details of the domestic requirement can be found on Loyola University's Student Health Insurance Webpage.